Long Term Care

Virginia Sickness and Disability Program (VSDP) participants

State employees participating in the Virginia Sickness and Disability Program (VSDP) are covered under the Virginia Retirement System Long-Term Care Program administered by the Long Term Care Group, Inc. The Virginia Sickness and Disability Program Long-Term Care Plan assists you in paying for nursing home care, assisted living facility care, hospice care, at-home services and community-based care. For additional information, contact Long Term Care Group, Inc. at 1-800-761-4057.

How to file a claim:
You (or a family member or friend on your behalf) must contact the Long Term Care Group, Inc. at 1-800-761-4057 within 60 days of certification by a licensed health care practitioner. 

Voluntary Group Long Term Care

Most medical plans don't cover long-term care services such as nursing home care or at-home care to assist with bathing, eating or other activities of daily living. Anyone at any age may need these services, the cost of which can quickly deplete savings or retirement income. The Commonwealth of Virginia (COV) Voluntary Group Long Term Care Insurance Program can help with these costs.

VRS has contracted with Genworth Life Insurance Co. as the insurer for the program. Participant-paid coverage provides a monthly benefit allowance for covered long-term care expenses. Enrollment has reduced medical underwriting (proof of good health) if you are age 65 and under and apply within 60 days of employment. Full medical underwriting will be required after 60 days or if you are over age 65.

*Note: Employees who enrolled in the long-term care insurance program before December 31, 2016, will continue their coverage under the prior program.

For more information, call Genworth Life toll-free at 866-859-6060 or visit Genworth's website.